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Our 2023 Lending Enablement Benchmark Study is available now.  Read it here →

Strike a Better Balance

Increase near and non-prime auto loan
volumes without the added risk.

  • No up-front costs No Upfront
    Costs
  • No up-front costs Superior Risk
    Management
  • No up-front costs High-Quality
    Default Protection
    Insurance
  • No up-front costs Higher
    Yields
  • No up-front costs Diversified
    Loan Portfolio
  • No up-front costs Fully Automated
    Decisioning
Credit Unions
Banks
Captives
Automotive Retailers
Credit Unions
Credit Unions
Serve More Members
    • Expand lending portfolio and increase financial inclusion.
    • Manage risk while meeting custom requirements for terms and results.
    • Integrate with existing systems and processes.

    Learn More

Banks
Credit Unions
Increase Efficiency and Profitability
    • Use existing application flows to serve a wider range of borrowers.
    • Generate 4-6 times the ROA of prime portfolios.
    • Analyze risk and review automated decisioning in seconds.

    Learn More

Captives
Credit Unions
Balance Sales and Risk
    • Incorporate two decades of automotive expertise.
    • Integrate with existing systems and processes.
    • Set unique stipulations for terms and results.
Automotive Retailers
Credit Unions
Offer Easy and Efficient Financing
    • Reach a wider range of borrowers to increase financial inclusion.
    • Price loans more accurately and competitively with risk analysis.
    • Review automated decisioning in seconds.

    Learn More

Open Lending Makes Transportation Affordable

Our cutting-edge technology transforms
the auto lending industry and change lives.

Our Advantages
20 Years of Proprietary Data
Easy Integrations Enhance Current Operations
Fully Automated for Fast Decisioning
Our Advantages

What is Lenders Protection™?

  • Highly granular, AI-powered analysis provides
    more accurate pricing commensurate
    with application risk.

  • Risk-based pricing model
    accounts for specific costs
    and ROA targets.

  • Fully automated technology
    delivers the best rate
    in under five seconds.

  • Built-in default protection
    from AM Best A-rated
    insurers.

Learn More

  • 01

    No startup
    costs or hidden
    fees.

  • 02

    Only pay for
    insured loans.

  • 03

    Launch in weeks,
    not months.

  • 04

    Integrates with
    most loan
    origination systems.

Over 2MM
Risk Profiles
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Over 2MM
Risk Profiles

20 Years of
Proprietary Data

$18.3BN in
Insured Auto Loans

400 Financial
Institutions

600,000
Loans

Lenders Protection™

Delivers customizable and sophisticated analytics to meet your institution's goals.

Learn More

Our Clients

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Customer Success

Learn how current clients are leveraging Lenders Protection™ Request Info

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CapEd Credit Union

Looks for All of the Risks

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SAFE Credit Union

Provide Financing in Ways That We Hadn't Before

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GreenState Credit Union

Doors Open for
Memberships in the Tough Times

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VyStar Credit Union

Consistent Decisions
Within a Matter of Seconds

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Farm Bureau Bank

$774 Million in Assets
San Antonio, TX

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University of Wisconsin Credit Union

$4.5 Billion in Assets
Madison, WI

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Beneficial State Bank

$1 Billion in Assets
Oakland, CA

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Firelands Federal Credit Union

$387 Million in Assets
Bellevue, OH

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