Our 2023 Lending Enablement Benchmark Study is available now.  Read it here →

Strike a Better Balance

Increase near and non-prime auto loan
volumes without the added risk.

  • No up-front costs No Upfront
  • No up-front costs Superior Risk
  • No up-front costs High-Quality
    Default Protection
  • No up-front costs Higher
  • No up-front costs Diversified
    Loan Portfolio
  • No up-front costs Fully Automated
Credit Unions
Serve More Members
    • Expand lending portfolio and increase financial inclusion.
    • Manage risk while meeting custom requirements for terms and results.
    • Integrate with existing systems and processes.

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Credit Unions
Increase Efficiency and Profitability
    • Use existing application flows to serve a wider range of borrowers.
    • Generate 4-6 times the ROA of prime portfolios.
    • Analyze risk and review automated decisioning in seconds.

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Credit Unions
Balance Sales and Risk
    • Incorporate two decades of automotive expertise.
    • Integrate with existing systems and processes.
    • Set unique stipulations for terms and results.
Credit Unions
Offer Easy and Efficient Financing
    • Reach a wider range of borrowers to increase financial inclusion.
    • Price loans more accurately and competitively with risk analysis.
    • Review automated decisioning in seconds.

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Open Lending Makes Transportation Affordable

Our cutting-edge technology transforms
the auto lending industry and change lives.

Our Advantages
20 Years of Proprietary Data
Easy Integrations Enhance Current Operations
Fully Automated for Fast Decisioning

What is Lenders Protection™?

  • Highly granular, AI-powered analysis provides
    more accurate pricing commensurate
    with application risk.

  • Risk-based pricing model
    accounts for specific costs
    and ROA targets.

  • Fully automated technology
    delivers the best rate
    in under five seconds.

  • Built-in default protection
    from AM Best A-rated

  • 01

    No startup
    costs or hidden

  • 02

    Only pay for
    insured loans.

  • 03

    Launch in weeks,
    not months.

  • 04

    Integrates with
    most loan
    origination systems.

Over 2MM
Risk Profiles
Over 2MM
Risk Profiles

20 Years of
Proprietary Data

$18.3BN in
Insured Auto Loans

400 Financial


Lenders Protection

Delivers customizable and sophisticated analytics to meet your institution's goals.

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Our Clients

Customer Success

Learn how current clients are leveraging Lenders Protection Request Info


CapEd Credit Union

Looks for All of the Risks


SAFE Credit Union

Provide Financing in Ways That We Hadn't Before


GreenState Credit Union

Doors Open for
Memberships in the Tough Times


VyStar Credit Union

Consistent Decisions
Within a Matter of Seconds


Farm Bureau Bank

$774 Million in Assets
San Antonio, TX


University of Wisconsin Credit Union

$4.5 Billion in Assets
Madison, WI


Beneficial State Bank

$1 Billion in Assets
Oakland, CA


Firelands Federal Credit Union

$387 Million in Assets
Bellevue, OH