Increase near and non-prime auto loan
volumes without the added risk.
No Upfront 
Superior Risk
High-Quality
Higher 
Diversified 
Fully Automated
Our cutting-edge technology transforms
the auto lending industry and change lives.
Highly granular, AI-powered analysis provides
more accurate pricing commensurate
with application risk.
Risk-based pricing model
accounts for specific costs
and ROA targets.
Fully automated technology
delivers the best rate
in under five seconds.
Built-in default protection
from AM Best A-rated
insurers.
01
No startup
costs or hidden
fees.
02
Only pay for
insured loans.
03
Launch in weeks,
not months.
04
Integrates with
most loan
origination systems.
20 Years of
Proprietary Data
$21.1BN in
Insured Auto Loans
450 Financial
Institutions
900K
Loans
Delivers customizable and sophisticated analytics to meet your institution's goals.
Learn how current clients are leveraging Lenders Protection™ Request Info
How do AI and data analytics increase lender competitiveness? What opportunities are available to serve near- and non-prime borrowers? In Open Lending’s Lending Enablement Benchmark Study, we answer these questions and more.
In 2019, Sound Credit Union, based in Tacoma, Washington, was searching for an auto lending solution that would help them provide better rates to their members while increasing profitability and expanding their portfolio.
After a weeks-long implementation, Open Lending Lenders Protection™ helps Sound Credit Union generate better yield by approving more near-prime loan applications without unnecessary risk or friction.
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