Increase Efficiency and Profitability 

Maximize existing application flows already being processed and increase return on assets and profitability
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We Help Banks Lend Deeper

Our Advantages_Sophisticated analytics
Expand Lending
Portfolio

Diversify lending opportunity
to service more loans and
increase the chance of
future touchpoints.

Our Advantages_Sophisticated analytics
Generate 4-6 Times
the ROA of Prime Portfolios

Near-prime lending offers
less competition and the
opportunity for more yield.

Our Advantages_Sophisticated analytics
Serve a Wider
Range of Borrowers

Offer fairly priced,
certified loans to
underserved near- and
non-prime communities.

Our Advantages_Sophisticated analytics
Review Automated
Decisioning in
Seconds

Complete loan structure
and pricing recommendations
returned in less than five
seconds for more efficient,
fully automated decisioning.

Our Advantages_Sophisticated analytics
Predict Risk with
99% Accuracy

Highly granular AI-powered
risk analysis provides more
accurate pricing supported
by best-in-class loan
default insurance.

Our Advantages_Sophisticated analytics
Integrate with
Existing Systems

The Lenders Protection™ platform
interfaces with point of sale
and loan origination systems
for a seamless implementation
and user experience.

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How Crescent Bank grants loans to underserved borrowers via a streamlined approval process

Crescent Bank’s partnership with Open Lending expands loan offerings and automates loan decisions for non-prime borrowers across 32 U.S. states.