Increase Efficiency and Profitability 

Maximize existing application flows already being processed and increase return on assets and profitability

We Help Banks Lend Deeper

Our Advantages_Sophisticated analytics
4-6 Times the ROA of Prime Portfolios

Near-prime lending offers less competition and the opportunity for more yield.

Our Advantages_Sophisticated analytics
Automated Decisioning in Seconds

Complete loan structure and pricing recommendations returned in less than 5 seconds.

Our Advantages_Sophisticated analytics
Earn Higher Yields

The average net ROA on a Lenders Protection™ loan portfolio is 2.5%.

Our Advantages_Sophisticated analytics
Superior Risk Management

Our highly granular risk analysis accurately prices the loan commensurate with the risk of each application.

Our Advantages_Sophisticated analytics
Fully Automated Decisioning

The Lenders Protection™ platform is interfaced in point of sales and loan origination systems allowing for a seamless user experience.

Our Advantages_Sophisticated analytics
High-Quality Default Protection Insurance

Open Lending partners with publicly traded “A” rated insurance carriers to provide best-in-class loan default insurance.


Randolph-Brooks FCU

RBFCU chose to partner with Open Lending to serve more members in the near and non-prime space.


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Return On Investment