Increase Efficiency and Profitability 

Maximize existing application flows already being processed and increase return on assets and profitability

We Help Banks Lend Deeper

Our Advantages_Sophisticated analytics
Expand Lending

Diversify lending opportunity to service more loans and increase the chance of future touchpoints.

Our Advantages_Sophisticated analytics
Generate 4-6 Times the ROA of Prime Portfolios

Near-prime lending offers less competition and the opportunity for more yield.

Our Advantages_Sophisticated analytics
Serve a Wider Range of Borrowers

Offer fairly priced, certified loans to underserved near- and non-prime communities.

Our Advantages_Sophisticated analytics
Review Automated Decisioning in Seconds

Complete loan structure and pricing recommendations returned in less than five seconds for more efficient, fully automated decisioning.

Our Advantages_Sophisticated analytics
Predict Risk with 99% Accuracy

Highly granular AI-powered risk analysis provides more accurate pricing supported by best-in-class loan default insurance.

Our Advantages_Sophisticated analytics
Integrate with Existing Systems

The Lenders Protection™ platform interfaces with point of sale and loan origination systems for a seamless implementation and user experience.


How Crescent Bank grants loans to underserved borrowers via a streamlined approval process

Crescent Bank’s partnership with Open Lending expands loan offerings and automates loan decisions for non-prime borrowers across 32 U.S. states.