Serve More Members

Provide more auto loans outside your prime lending guidelines

Open Lending Gives Credit Unions
The Tools To Do More

Our Advantages_Sophisticated analytics
Increase Financial

Empower consumers to get
the best loans their risk status
will allow while satisfying the
goals of the lending community.

Our Advantages_Sophisticated analytics
Manage Risk and Offer Attractive Rates

Leverage Open Lending’s
proprietary data and decisioning
analytics to offer fairly priced credit
in underserved communities.

Our Advantages_Sophisticated analytics
Fund More Loans

Lenders Protection allows credit
unions to book up to 30% more
auto loans from existing
application flow.

Our Advantages_Sophisticated analytics
Earn Higher Yields

The average net ROA on a
Lenders Protection™ loan
portfolio is 2.5%.

Our Advantages_Sophisticated analytics
Fully Automated

The Lenders Protection™ platform is
interfaced in point of sales and loan
origination systems allowing for a
seamless user experience.

Our Advantages_Sophisticated analytics
High-Quality Default
Protection Insurance

Open Lending partners with
publicly traded “A” rated insurance
carriers to provide best-in-class
loan default insurance.


How Union Square Credit Union
Increased Its Auto Loan Portfolio 23%

By partnering with Open Lending, Union Square has been empowered to serve near-prime borrowers,
earn greater margins on its auto loans, and position itself as a full-spectrum lender to its dealership partners.


Increase In
Auto Loans

150 bp

Increase In
Auto Loan Margin