Increase near and non-prime auto loan
volumes without the added risk.
No Upfront 
Superior Risk
High-Quality
Higher 
Diversified 
Fully Automated
Our cutting-edge technology transforms
the auto lending industry and change lives.
Highly granular, AI-powered analysis provides
more accurate pricing commensurate
with application risk.
Risk-based pricing model
accounts for specific costs
and ROA targets.
Fully automated technology
delivers the best rate
in under five seconds.
Built-in default protection
from AM Best A-rated
insurers.
01
No startup
costs or hidden
fees.
02
Only pay for
insured loans.
03
Launch in weeks,
not months.
04
Integrates with
most loan
origination systems.
20 Years of
Proprietary Data
$24.3BN in
Insured Auto Loans
400 Financial
Institutions
1M+
Loans
Delivers customizable and sophisticated analytics to meet your institution's goals.
Learn how current clients are leveraging Lenders Protection™ Request Info
The auto market is constantly evolving. Stay ahead of the curve with our third annual 2025 Vehicle Accessibility Report.
Open Lending's latest Near and Non-Prime Consumer update shows new and used vehicle markets are stabilizing.
Is your institution adjusting its approach to the requirements of modern automotive lending? The fundamentals of lending – liquidity, yield, credit risk, and cost of funds – remain unchanged and are still critical drivers and measures of success. However, new fundamentals have emerged that every lender should consider just as importan
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