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Our 2023 Lending Enablement Benchmark Study is available now.  Read it here →

Strike a Better Balance

Increase near and non-prime auto loan
volumes without the added risk.

  • No up-front costs No Upfront
    Costs
  • No up-front costs Superior Risk
    Management
  • No up-front costs High-Quality
    Default Protection
    Insurance
  • No up-front costs Higher
    Yields
  • No up-front costs Diversified
    Loan Portfolio
  • No up-front costs Fully Automated
    Decisioning
Credit Unions
Serve More Members
    • Expand lending portfolio and increase financial inclusion.
    • Manage risk while meeting custom requirements for terms and results.
    • Integrate with existing systems and processes.

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Credit Unions
Increase Efficiency and Profitability
    • Use existing application flows to serve a wider range of borrowers.
    • Generate 4-6 times the ROA of prime portfolios.
    • Analyze risk and review automated decisioning in seconds.

    Learn More

Credit Unions
Balance Sales and Risk
    • Incorporate two decades of automotive expertise.
    • Integrate with existing systems and processes.
    • Set unique stipulations for terms and results.
Credit Unions
Offer Easy and Efficient Financing
    • Reach a wider range of borrowers to increase financial inclusion.
    • Price loans more accurately and competitively with risk analysis.
    • Review automated decisioning in seconds.

    Learn More

Open Lending Makes Transportation Affordable

Our cutting-edge technology transforms
the auto lending industry and change lives.

Our Advantages
20 Years of Proprietary Data
Easy Integrations Enhance Current Operations
Fully Automated for Fast Decisioning

What is Lenders Protection™?

  • Highly granular, AI-powered analysis provides
    more accurate pricing commensurate
    with application risk.

  • Risk-based pricing model
    accounts for specific costs
    and ROA targets.

  • Fully automated technology
    delivers the best rate
    in under five seconds.

  • Built-in default protection
    from AM Best A-rated
    insurers.

  • 01

    No startup
    costs or hidden
    fees.

  • 02

    Only pay for
    insured loans.

  • 03

    Launch in weeks,
    not months.

  • 04

    Integrates with
    most loan
    origination systems.

Over 2MM
Risk Profiles
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Over 2MM
Risk Profiles

20 Years of
Proprietary Data

$19.2BN in
Insured Auto Loans

450 Financial
Institutions

850K
Loans

Lenders Protection

Delivers customizable and sophisticated analytics to meet your institution's goals.

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Our Clients

Customer Success

Learn how current clients are leveraging Lenders Protection Request Info

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VyStar Credit Union: Jenny Vipperman

Consistent Decisions
Within a Matter of Seconds

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GreenState Credit Union: Amy Henderson

Doors Open for
Memberships in the Tough Times

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SAFE Credit Union: Tiffani Vargas

Provide Financing in Ways That We Hadn't Before

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CapEd Credit Union: Jeremy Sankwich

Looks for All of the Risks

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Beneficial State Bank: Charles Elliot

$1 Billion in Assets
Oakland, CA

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University of Wisconsin Credit Union: Lee Decker

$4.5 Billion in Assets
Madison, WI

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Farm Bureau Bank: Kelly Hamer

$774 Million in Assets
San Antonio, TX

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Firelands Federal Credit Union: Brett Montague

$387 Million in Assets
Bellevue, OH