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Less Risk, More Reward

Increase near and non-prime auto loan
volumes without the added risk

  • No up-front costs No up-front
    costs
  • No up-front costs Superior risk
    management
  • No up-front costs High-quality
    default protection
    insurance
  • No up-front costs Higher yields
  • No up-front costs More loans
  • No up-front costs Fully automated
    decisioning
Credit Unions
Banks
Captives
Specialized Lenders
Credit Unions
Credit Unions
Serve more members
    • Provide more auto loans outside your prime lending guidelines
    • Increase financial inclusion
    • Manage risk effectively while still offering attractive rates

    Learn More

Banks
Credit Unions
Increase efficiency and profitability
    • Maximize existing application flows
    • 4-6 times the ROA of prime portfolios
    • Automated decisioning in seconds

    Learn More

Captives
Credit Unions
Control all credit decisions
    • Utilize existing application flows and increases return on assets and profitability
    • Customize specific costs and desired ROA
    • Automated technology delivers the lowest rate that will generate the target net ROA
Specialized Lenders
Credit Unions
Serve more members
    • Provide more auto loans outside your prime lending guidelines
    • Increase financial inclusion
    • Manage risk effectively while still offering attractive rates

    Learn More

Changing lives by
making transportation
affordable

Transforming the auto lending industry
with cutting edge technology

Our Advantages
20 years of proprietary data
Easy integrations that mirror current operations
Fully automated for fast decisioning
Our Advantages

What is Lenders Protection™?

  • Highly granular analysis for
    more accurate pricing commensurate
    with application risk

  • Risk based pricing model
    accounts for specific costs
    and ROA targets

  • 100% automated technology
    delivers the best rate
    in under 5 seconds

  • Default protection
    from AM Best “A” rated
    insurers

Learn More

  • 01

    No Startup
    Costs or Hidden
    Fees

  • 02

    Only Pay for
    the Loans That
    Are Insured

  • 03

    Launch the
    Program in Weeks,
    Not Months

  • 04

    Integrates With
    Most Loan
    Origination Systems

Over 2 million
risk profiles
risk-profiles-data-img
Over 2 million
risk profiles

20 years of
proprietary data

$12 billion in
insured auto loans

400 financial
institutions

600,000
loans

Lenders Protection™

Sophisticated analytics, fully customizable to
meet your institution’s goals

Learn More

Our Clients

Learn More

Customer Success

Learn how current clients are leveraging Lenders Protection™ Request Info

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CapEd Credit Union

Looks for All of the Risks

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SAFE Credit Union

Provide Financing in Ways That We Hadn't Before

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GreenState Credit Union

Doors Open for
Memberships in the Tough Times

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VyStar Credit Union

Consistent Decisions
Within a Matter of Seconds

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Farm Bureau Bank

$774 Million in Assets
San Antonio, TX

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University of Wisconsin Credit Union

$4.5 Billion in Assets
Madison, WI

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Beneficial State Bank

$1 Billion in Assets
Oakland, CA

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Firelands Federal Credit Union

$387 Million in Assets
Bellevue, OH

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