901 S. Mopac Expy, Bldg. 1 Ste. 510

Austin, Texas 78746


(512) 892.0400

The Company

Open Lending provides automated lending services to financial institutions. The company specializes in loan analytics, risk-based pricing, risk modeling and automated decision technology for automotive lenders throughout the United States. The company was founded in Austin, TX in 2000 and is privately owned.

Its flagship product, the Lenders Protection Program is a unique auto lending program for direct and/or indirect loans that provides a powerful and safe way for lenders to increase near and non-prime auto loan volumes and yields without adding risk to their loan portfolio.

Lenders Protection combines sophisticated risk-based pricing models, configured to each lender’s individual cost factors and financial targets, with reliable loan default insurance provided by two “A” rated third party insurance companies.

Open Lending was named to Austin Business Journal’s Fast 50 list for 2013, 2014, 2015, and 2016 of the 50 fastest growing companies in Central Texas.


OUR VISION at Open Lending is to transform the consumer lending process by bringing total transparency, empowerment, choice, and value to all parties in the ecosystem. 


OUR MISSION is to use current technology, big data, and Open Lending's experience to empower consumers to get the best loans their risk status will allow, while satisfying the needs and goals of the lending community.  

Our Values


We uphold the highest standards of integrity and honesty in all of our actions.


We are accountable for our personal actions and the actions of our team.


We provide outstanding products and unsurpassed service to our customers and the consumers they serve.


We are dedicated to the success of our customers, partners, employees, and shareholders.


We recognize that obstacles arise, but we persist in the pursuit of achieving our goals.


We maintain respectful relationships with our customers, partners, employees, and communities. We acknowledge the value of each member of the company.


We believe collaboration is essential to reaching our goals; we succeed as a team, not as individuals.

We believe that championing our values is the key to our success. 

Creating a healthy company culture ultimately benefits not only our employees, but also our customers.