901 S. Mopac Expy, Bldg. 1 Ste. 510

Austin, Texas 78746


(512) 892.0400

Kenneth Wardle

Chief Risk Officer

Kenneth Wardle is a respected financial services executive and entrepreneur with 20 years of industry leadership. He is currently the Chief Risk Officer of Open Lending, LLC.

Prior to this he was the Chief Operating Officer of Horizon Digital Finance Holdings, Inc focusing his efforts on a capital raise to expand the organization into a new line of business. Previously he was founder and CEO of Jet Business Loans, LLC, an online merchant cash advance platform. He also co-founded and served as Executive Vice President, Portfolio Management at Exeter Finance Corp, a $3 Billion company specializing in subprime auto financing. While at Exeter, Kenneth helped raise more than $300 MM of committed capital across two rounds of financing. Earlier in his career, he served in leadership roles at AmeriCredit Corp (now GM Financial) and Drive Financial, LP (now Santander Consumer USA) in risk management and analytics. Kenneth's extensive business leadership experience spans key functions within the lending industry including portfolio and risk management, financial operations, research analytics, credit analysis, information technology, compliance and corporate reporting.


Kenneth holds a Bachelor of Business Administration from Texas Wesleyan University and a Master of Business Administration from Texas Christian University. He is a dedicated community leader, serving on the Executive Board of the Longhorn Council, Boy Scouts of America, Texas Wesleyan School of Business Advisory Council, The Woman’s Center of Tarrant County and United Community Centers of Fort Worth. In 2018, Kenneth was awarded the National Eagle Scout Association Outstanding Eagle Scout Award – which is awarded to Eagle Scouts that have demonstrated outstanding achievement at the local, state or regional level of their community.